Education Loan Officers (X4) - Opportunity Tanzania LTD

Application Deadline: 28-01-2017

  

        JOB PURPOSE

       Opportunity International in partnership with Opportunity Tanzania would like to recruit   

        candidates for Education Loan Officers positions to be based in Dar esSalaam(02 loan

        officers), Moshi(01 loan officer) and Arusha(01loan officer) .

        Aim is to develop and manage a portfolio of EDUCATION LOANS from borrowers with  

        proper follow up and supervision; to manage the Education Finance Literacy project

       To achieve growth targets as well as maintain excellent portfolio quality.  To provide

       reliable and quality customer service in a way that promotes Opportunity Tanzania’s entire

        business and enhances transformation in clients’ lives.

      Essential Duties and Accountabilities:

1.   To identify potential schools within his/her area of operation.

2.   Market and sale of School Improvement Loans to the prospective schools.

3.   Collect and verify all client information and perform comprehensive assessment of potential schools.

4.   To carryout site visits of the potential schools premises and collaterals and asses them accordingly including calculations of cash flow and balance sheet and decide on the correct amount of loan to give.

5.   To visit all the clients and guarantor’s residential during loan appraisal.

6.   Ensure loans are processed in a timely manner according to the agreed, customer needs and opportunity Tanzania lending policies.

7.   To make follow up of the disbursed loans and see how it is utilized to the planned project and comment to the branch manager of the same.

8.   To monitor repayments of disbursed school improvement loans and recommend to the Branch manager initiation of initial appropriate recovery measures to be pursued In case of default.

9.   Reviewing the school improvement loan portfolio regularly and submit the report to the Branch Manager.

10.         Establish good relationship between opportunity Tanzania and the customers and ensure good client retention.

11.         Participate in occasional market research surveys that may lead to new product development and/or measure transformation.

        Other Responsibilities: -

      • Growth of the product within the set targets in both numbers and volume.

      • cost conscious at all production stages in order to maximize product profitability.

      • Achievement of the set up targets on numbers, volume and quality of the product.

         Qualifications, Experience and Skills required:

         Education:

       Bachelor degree in Business Administration, Finance or Accounting from anyrecognized   

       University or equivalent

       Experience:

• The candidate must have a working experience of notless than two years in lending business.
• Experience from a financial institution or relateddiscipline will be an added advantage.
• He/She should be computer literate with excellentcommand of Excel and

Word Processing.

• Added skills in Risk management.
• Experience on Individual loans and SMME / SME loans will be an added advantage.

·         Knowledge of related lending and compliance regulations, and other lending policies.

·         Knowledge of Education Sector in Tanzania

     Skills and attributes

·         Excellent communication skills in both verbal and written.

·         Negotiation skills -effective negotiation with customers.

·         Target driven.

·         Proactive.

·         Team Player.

·         Ability to work independently under minimum supervision.

·         Adaptable to change

·         Analytical.